What if I don't know what my credit score is?

If you're attempting to purchase a home and don't know what your credit score is, here is how you can find out!

To qualify for most mortgage products, you must have a credit score of around 600 or greater.

What if you don't know what your credit score is? Well, you're in luck - We know how you can find out easily & for free! 

Here are three ways to check your credit score for free:

  1. Check with one of the 3 Credit Bureaus. You can pull your credit for free once a year, with each credit bureau, without incurring any credit penalties. The 3 Credit Bureaus are:
    1. Experian
    2. Transunion
    3. Equifax
  2. Check with your bank or credit union. Most banks or credit unions offer free credit monitoring services to their customers with a checking or savings account. 
  3. Check with your credit card company. Most credit card companies offer free credit monitoring services to their customers with a checking or savings account. 

Still don't know what your score is?

When applying for pre-approval with a lender, they will pull your credit score for free & advise you of your current credit score & standing!